Tag: Payments Knowledge Forum

European BASE24 User Group (EBUG) dedicated to the BASE24 payment processing system

The European BASE24 User Group (EBUG) was a prominent, community-led organization dedicated to the BASE24 payment processing system. It served as a vital hub for financial institutions and vendors to exchange technical knowledge, discuss platform migrations, and influence the development of ACI Worldwide products. 

Group Overview

  • Primary Purpose: EBUG facilitated networking and technical collaboration among users of the BASE24 ecosystem, including the BASE24 Classic and BASE24-eps platforms.
  • Evolution of Scope: While it began with a strict focus on BASE24, it eventually expanded to include other ACI products like Postilion.
  • Independence: The group shifted from being an ACI-sponsored event to a supplier-agnostic forum known as “The Payments Knowledge Forum” after ACI ended its direct involvement.
  • Legacy Transformation: In its later years, it was affectionately referred to as the “Everybody Belongs User’s Group”, reflecting its inclusive stance as “The Independent Group for All Payments System Users”. 

Detailed Timeline

The history of EBUG is marked by its annual conferences held in major European cities and its eventual transition to an independent entity: 

  • 1980s: EBUG is established as a regional group for the growing BASE24 community in Europe.
  • Early 2000s: EBUG events gain prestige, featuring technical tracks on HPE NonStop transaction monitoring and payment security.
  • 2006–2008: High-profile meetings held in cities such as Istanbul (2007) and Vienna (2008). The 2008 Vienna event was notable for discussing ACI’s strategic shift toward IBM platforms.
  • 2009: The conference takes place in Prague, continuing strong support for BASE24 on NonStop despite broader industry shifts.
  • 2012: The Technical Focus Group (TFG) is held in London at Trinity House. This marks a turning point as the event moved off ACI’s premises, signaling a shift in sponsorship dynamics.
  • 2013: EBUG holds a major forum in Westminster, London, at the Institution of Civil Engineers. By this time, it is officially rebranding toward the broader “Payments Knowledge Forum”.
  • 2015: EBUG fully transitions into the Payments Knowledge Forum, an annual gathering in London that continues the 30-year legacy as an independent, supplier-agnostic body.

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The Payments Knowledge Forum (PKF) is an independent, user-led resource dedicated to the exchange of information regarding payment systems. It operates without vendor affiliation, bringing together financial institutions, retailers, processors, and consultants to share practical expertise and shape the future of payment activities. 

Overview of the Payments Knowledge Forum

  • Purpose: PKF serves as a collaborative hub for payment system users to discuss industry challenges, regulatory changes, and technical innovations.
  • Composition: The forum is open to a wide range of industry stakeholders, including:
    • Financial Institutions: Banks and building societies.
    • Retailers: Businesses focusing on consumer point-of-sale and e-commerce.
    • Payments Processors: Entities managing the technical execution of transactions.
    • Consultants: Experts providing strategic and technical guidance.
  • Governance: It is uniquely “run by users for the benefit of users,” ensuring that the information shared is neutral and prioritises the operational needs of the participants over commercial vendor interests.
  • Activities: PKF hosts regular events and an annual conference to address evolving topics such as ISO 20022 migration, central bank digital currencies (CBDC), and security frameworks like PSD2.

Detailed Timeline of Major Payment Milestones

The following timeline tracks critical industry milestones often discussed and addressed within the forum’s scope:

  • 2015: The Payments Strategy Forum was established by the UK Payment Systems Regulator (PSR) to create a long-term roadmap for UK payments.
  • November 2016: Publication of the “Payments Strategy for the 21st Century,” introducing concepts like Request to Pay and enhanced data standards.
  • March 2018: Regulatory Technical Standards (RTS) for PSD2 were published, initiating the transition to Strong Customer Authentication (SCA).
  • November 2018: Launch of TARGET Instant Payment Settlement (TIPS), enabling real-time fund transfers across Europe.
  • September 2019: Full implementation of PSD2 security measures, including the requirement for standardised API interfaces for third-party access.
  • 2020–2024: Acceleration of digital payment adoption following the COVID-19 pandemic, with a notable decline in cash usage at points of sale.
  • October 2021: The Financial Stability Board (FSB) published global targets for cost, speed, and transparency in cross-border payments.
  • February 2024: Swedish krona successfully onboarded to the TIPS platform.
  • April 2025: Danish kroner scheduled for onboarding to the TIPS system.
  • September 2025: Publication of the Digital Euro innovation platform outcome report, detailing findings for future development.
  • April 2026: Review of the Senior Managers and Certification Regime (SM&CR) to enhance accountability in financial services.
  • June 2026: Deadline for firms to demonstrate credible timetables for addressing climate-related financial risks.
  • 2026 (Targeted): Anticipated go-live dates for enhanced access to the CHAPS high-value payment system.

Annual Conference & Resources

The PKF holds an annual conference that serves as its primary knowledge-sharing event.

  • Recent/Upcoming: The 2026 Conference continues the forum’s tradition of deep-diving into operational resilience and the digital transformation of finance.
  • Direct Access: For the latest news and detailed membership information, visit the The Payments Knowledge Forum Official Site. 

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Some HPE NonStop BASE24 related User groups on LinkedIn :

BASE24 BASE24-eps User Group Forum | HP NonStop Tandem NSK IBM SUN Windows – News Events Discussion
https://www.linkedin.com/groups/51296/

PCI DSS Compliant Payments Transactions Compliance Monitoring Alerting Querying Archiving Reporting
https://www.linkedin.com/groups/146595/

HPE NonStop Tandem | Guardian OSS Performance Monitoring Management Integrity Blade Itanium ServerNet
https://www.linkedin.com/groups/165816/

BASE24 BASE24-eps – HP NonStop Tandem IBM SUN – Open System Services OSS RealTime – Experts Users
https://www.linkedin.com/groups/150095/

SATUG Southern African HP NonStop Tandem NSK Server User Group – SATUG
https://www.linkedin.com/groups/81881/

Payment Engine Applications Forum | Retail and Wholesale | HP NonStop NSK Tandem SUN IBM Windows
https://www.linkedin.com/groups/80773/

HPE NonStop Tandem NSK OSS Open System Services Monitoring – Users, Experts and Technical Authorities 
https://www.linkedin.com/groups/80740/

Job Batch Scheduling | HP NonStop Tandem Guardian Open System Services OSS Servernet Integrity Blade  
https://www.linkedin.com/groups/78111/